ROGERS CITY — Presque Isle County authorities workers will see their insurance coverage change to a well being financial savings account plan with Precedence Well being beginning July 1.
County Clerk Ann Marie Important mentioned there will likely be no modifications of advantages for workers, however the county wanted to modify to a HSA plan so workers may proceed to not pay towards their premiums.
A well being financial savings account is a tax-exempt medical financial savings account out there to taxpayers enrolled in a high-deductible well being plan.
Underneath the brand new plan, a single worker would proceed to pay $100 of their $1,500 deductible and an worker with a household would pay $200 of their $three,000 deductible, whereas the county deposits the remainder of the deductible into the workers’ HSA.
County workers will nonetheless have copays.
County workers presently have a well being reimbursement association with Precedence Well being during which Precedence Well being pays after which payments the county.
Important mentioned the county’s funds have been secure for a few years beneath the HRA plan, and would sometimes price the county between complete of about $120,000 and $140,000 annually.
Important mentioned that, if workers don’t use cash of their HSA, the steadiness will carry over into the subsequent 12 months. Workers also can select to contribute funds to the HSA.
Important mentioned county officers checked out a lot of choices for insurance coverage, together with Blue Care Community, and Blue Cross Blue Defend, however they have been too costly.
Crystal Nelson may be reached at 989-358-5687 or firstname.lastname@example.org.
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